| From getting pre-approved to scrimping and saving for a down payment, buying a home is daunting. And If you're like most of us, the amount of your monthly payments is a big factor in determining how much home you can afford to buy. |  
            
 
             
             | Here's what you need to know: |  
            
 
             
              
               
                
                 
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                 Your credit scores are a critical factor in determining your interest rate. |  
                  
                
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                 In turn, that interest rate helps determine your monthly payment amount. |  
                  
                
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                 Higher credit scores can help you get a lower interest rate. |  
                  
                
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                 Paying less interest means you can buy more home without raising your payment. |  
                  
                
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                 And having higher scores can lower the percentage you have to put down. |  
                  
                
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             | Find out where you stand with TransUnion®, Equifax® and Experian® before you hit the pavement! |  
            
 
             
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             | Checking your credit will NOT harm your credit scores! |